Which stock is better: C or WFC?

The comparison between Citigroup Inc. (C) and Wells Fargo & Company (WFC) depends on your investment criteria. Compare valuation, profitability, growth, and risk metrics to determine which aligns better with your investment goals.

What is the P/E ratio of C vs WFC?

C has a P/E ratio of 13.68, while WFC has a P/E ratio of 11.34. A lower P/E ratio may indicate a more attractive valuation.

What is the market cap difference between C and WFC?

C has a market cap of approximately 216B, while WFC has a market cap of approximately 237.3B.

C vs WFC

Name: C Stock
Brand: Citigroup Inc.
Price: 125.94 USD
Availability: InStock

In the past 12 months, C returned +67% while WFC gained 4%.

Valuation Growth Profitability Balance Sheet Performance

Citigroup Inc.

$125.94

-1.3%(1M)

Market Cap216B

Financial Services

Banks - Diversified

USA

P/E Ratio13.68

ROE7.5%

P/B Ratio1.04

Dividend Yield1.9%

WFC

Wells Fargo & Company

$77.54

-4.9%(1M)

Market Cap237.3B

Financial Services

Banks - Diversified

USA

P/E Ratio11.34

ROE12.0%

P/B Ratio1.38

Dividend Yield2.3%

Performance Comparison

Historical returns across multiple timeframes

C leads 7/8

Citigroup Inc.

+66.7%

1Y Return

WFC

Wells Fargo & Company

+4.1%

1Y Return

WFC

Short Term

1M-6M

+11.5%

Medium Term

YTD-1Y

+37.3%

Long Term

3Y-10Y

+136.7%

Valuation

Compare price multiples and valuation ratios

C: 3WFC: 2

Metric	C	WFC	Winner
P/E Ratio Price to earnings ratio	13.68	11.34	WFC
Forward P/E Forward price to earnings ratio	0.00	0.00	Tie
P/S Ratio Price to sales ratio	1.26	1.89	C
P/B Ratio Price to book ratio	1.04	1.38	C
P/FCF Ratio Price to free cash flow ratio	-5.80	201.26	C
EV/EBITDA Enterprise value to EBITDA	39.04	16.25	WFC
PEG Ratio Price/earnings to growth ratio	0.00	0.00	Tie

Profitability

Compare profit margins and returns on capital

C: 0WFC: 6

Metric	C	WFC	Winner
Gross Margin Gross profit margin	45.5%	64.5%	WFC
Operating Margin Operating profit margin	12.8%	20.5%	WFC
Net Margin Net profit margin	9.3%	17.3%	WFC
ROE Return on equity	7.5%	12.0%	WFC
ROA Return on assets	0.6%	1.0%	WFC
ROIC Return on invested capital	0.6%	3.1%	WFC

Growth

Compare revenue and earnings growth rates

C: 3WFC: 3

Metric	C	WFC	Winner
Revenue Growth (YoY) Year-over-year revenue growth	-1.4%	-1.5%	C
Revenue Growth (3Y) 3-year revenue CAGR	18.9%	14.0%	C
Revenue Growth (5Y) 5-year revenue CAGR	13.6%	8.5%	C
EPS Growth (YoY) Year-over-year EPS growth	17.5%	17.7%	WFC
EPS Growth (3Y) 3-year EPS CAGR	-0.0%	26.3%	WFC
EPS Growth (5Y) 5-year EPS CAGR	8.1%	72.8%	WFC

Balance Sheet & Risk

Compare financial stability and debt levels

C: 0WFC: 5

Metric	C	WFC	Winner
Debt/Equity Debt to equity ratio	3.55	2.53	WFC
Current Ratio Current assets to current liabilities	0.05	0.34	WFC
Quick Ratio Quick assets to current liabilities	0.05	0.34	WFC
Interest Coverage EBIT to interest expense	0.26	0.63	WFC
Beta Stock volatility vs market	1.12	0.96	WFC

Summary

WFC wins 2-1

Valuation

Profitability

WFC

Growth

Tie

Balance Sheet

WFC

C is more attractively valued. WFC shows stronger profitability. WFC has a stronger balance sheet.

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