Which stock is better: BAC or C?

The comparison between Bank of America Corporation (BAC) and Citigroup Inc. (C) depends on your investment criteria. Compare valuation, profitability, growth, and risk metrics to determine which aligns better with your investment goals.

What is the P/E ratio of BAC vs C?

BAC has a P/E ratio of 11.81, while C has a P/E ratio of 13.68. A lower P/E ratio may indicate a more attractive valuation.

What is the market cap difference between BAC and C?

BAC has a market cap of approximately 366.2B, while C has a market cap of approximately 216B.

BAC vs C

Name: BAC Stock
Brand: Bank of America Corporation
Price: 51.6 USD
Availability: InStock

In the past 12 months, C returned +67% while BAC gained 17%.

Valuation Growth Profitability Balance Sheet Performance

BAC

Bank of America Corporation

$51.60

-2.4%(1M)

Market Cap366.2B

Financial Services

Banks - Diversified

USA

P/E Ratio11.81

ROE10.5%

P/B Ratio1.25

Dividend Yield2.1%

Citigroup Inc.

$125.94

-1.3%(1M)

Market Cap216B

Financial Services

Banks - Diversified

USA

P/E Ratio13.68

ROE7.5%

P/B Ratio1.04

Dividend Yield1.9%

Performance Comparison

Historical returns across multiple timeframes

C leads 7/8

BAC

Bank of America Corporation

+16.6%

1Y Return

Citigroup Inc.

+66.7%

1Y Return

BAC

Short Term

1M-6M

+11.5%

Medium Term

YTD-1Y

+37.3%

Long Term

3Y-10Y

+136.7%

Valuation

Compare price multiples and valuation ratios

BAC: 2C: 3

Metric	BAC	C	Winner
P/E Ratio Price to earnings ratio	11.81	13.68	BAC
Forward P/E Forward price to earnings ratio	0.00	0.00	Tie
P/S Ratio Price to sales ratio	2.09	1.26	C
P/B Ratio Price to book ratio	1.25	1.04	C
P/FCF Ratio Price to free cash flow ratio	6.47	-5.80	C
EV/EBITDA Enterprise value to EBITDA	12.15	39.04	BAC
PEG Ratio Price/earnings to growth ratio	0.00	0.00	Tie

Profitability

Compare profit margins and returns on capital

BAC: 6C: 0

Metric	BAC	C	Winner
Gross Margin Gross profit margin	63.2%	45.5%	BAC
Operating Margin Operating profit margin	22.9%	12.8%	BAC
Net Margin Net profit margin	18.1%	9.3%	BAC
ROE Return on equity	10.5%	7.5%	BAC
ROA Return on assets	0.9%	0.6%	BAC
ROIC Return on invested capital	4.6%	0.6%	BAC

Growth

Compare revenue and earnings growth rates

BAC: 5C: 1

Metric	BAC	C	Winner
Revenue Growth (YoY) Year-over-year revenue growth	-0.5%	-1.4%	BAC
Revenue Growth (3Y) 3-year revenue CAGR	18.5%	18.9%	C
Revenue Growth (5Y) 5-year revenue CAGR	15.4%	13.6%	BAC
EPS Growth (YoY) Year-over-year EPS growth	18.6%	17.5%	BAC
EPS Growth (3Y) 3-year EPS CAGR	6.2%	-0.0%	BAC
EPS Growth (5Y) 5-year EPS CAGR	15.4%	8.1%	BAC

Balance Sheet & Risk

Compare financial stability and debt levels

BAC: 4C: 1

Metric	BAC	C	Winner
Debt/Equity Debt to equity ratio	1.28	3.55	BAC
Current Ratio Current assets to current liabilities	0.54	0.05	BAC
Quick Ratio Quick assets to current liabilities	0.54	0.05	BAC
Interest Coverage EBIT to interest expense	0.52	0.26	BAC
Beta Stock volatility vs market	1.22	1.12	C

Summary

BAC wins 3-1

Valuation

Profitability

BAC

Growth

BAC

Balance Sheet

BAC

C is more attractively valued. BAC shows stronger profitability. BAC demonstrates better growth. BAC has a stronger balance sheet.

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